Motorcycle Insurance 101: Understanding Your Coverage
The Catawba River Insurance Group • August 15, 2024
When you buy a car, you’re required to get car insurance. Similarly, when you purchase a motorcycle, you’ll need to get motorcycle insurance, too. If you’re not sure where to begin your search for coverage, our team at The Catawba River Insurance Group is here to help.
Our agents have extensive experience in the insurance industry, and we can help you find the ideal motorcycle insurance policy for your needs. In this article, we’ll share some key facts you should know about motorcycle insurance and what it covers.
- Collision – Motorcycle insurance typically provides coverage for damage caused by collisions. If you hit something or someone else collides with you while on your motorcycle, then your collision coverage will help cover the costs of repairs.
- Comprehensive – Comprehensive motorcycle insurance coverage pays out in situations where your motorcycle is stolen or damaged by something other than a collision. For example, this coverage would apply if your bike was vandalized.
- Personal Injury – Motorcycle insurance policies generally offer personal injury coverage. If you or anyone else on the road are hurt in an accident involving your motorcycle, then this coverage will pay out to cover some or all the medical expenses involved. However, since driving a motorcycle carries a high risk of accidents, this coverage may not be available in all states.
- Liability – Most states require motorcyclists to buy liability coverage. This form of insurance pays out if someone sues you over a motorcycle accident. For example, if someone gets hurt because of your motorcycle and brings a lawsuit against you, your liability coverage will pay for some or all the legal fees and damages.
The post Motorcycle Insurance 101: Understanding Your Coverage first appeared on The Catawba River Insurance Group.
Driving a vehicle of any kind involves a certain level of risk, and different types of vehicles have different risks associated with them. Because the risks are different, the insurance for different types of vehicles is also different. Our team at The Catawba River Insurance Group has comprehensive knowledge of the various types of auto […]
The post Car vs. Truck Insurance first appeared on The Catawba River Insurance Group.
Our team at The Catawba River Insurance Group has extensive experience in the insurance industry, and you can count on us to help you find the best insurance for your needs. Over the years, we have answered countless questions about the various types of insurance and the differences between them, and we want to shed […]
The post Differences Between Personal and Commercial Auto Insurance first appeared on The Catawba River Insurance Group.
If you are renting a home or apartment, you may not think insurance is necessary since your landlord is required to have insurance. However, it’s important to note that your landlord’s insurance only covers the dwelling, not your belongings or specific unit. If you want liability coverage in case you damage the property or someone […]
The post Is Renters Insurance Worth It? first appeared on The Catawba River Insurance Group.