Errors & Omissions Insurance for North Carolina Professionals

Even the most skilled professionals can make mistakes. Errors & Omissions (E&O) insurance protects your business from costly claims of negligence, errors, or professional oversights. The Catawba River Insurance Group offers E&O coverage for businesses across Hickory, Charlotte, Boone, Blowing Rock, and the surrounding areas—so you can work with confidence.

What Is Errors & Omissions Insurance?

Errors & Omissions insurance (also called professional liability insurance) helps protect your business if a client claims your service caused them financial harm due to a mistake, omission, or failure to deliver promised results.

  • Covers legal defense costs and settlements
  • Applies to professionals offering advice, services, or specialized expertise
  • Critical for service-based industries across North Carolina
  • Can be required by clients, contracts, or regulatory bodies

Who Needs E&O Coverage?

E&O insurance isn’t just for lawyers or doctors—it’s essential for any professional or business offering advice, strategy, or services where mistakes could cost a client.

Common Industries We Insure:

  • Insurance agents and brokers
  • Real estate professionals
  • Marketing consultants and IT firms
  • Accountants and financial advisors
  • Architects, engineers, and designers
  • Contractors offering consulting or design-build services

Insuring Your Business—Across North Carolina and Beyond

Hickory • Charlotte • Lenoir • Blowing Rock • Mooresville • Statesville • Asheville • Boone • and beyond

Professional Protection Against Costly Mistakes

A black and white icon of a clipboard with numbers on it.

Coverage for Advice, Services & Omissions
Shield your business if a client claims your work caused them financial harm—even if you did everything right.

A judge 's gavel is sitting next to a piece of paper with a check mark on it.

Legal Defense & Settlement Costs
We help you cover attorney fees, court costs, and settlements tied to E&O claims.

Ideal for Consultants, Advisors, and Specialists
From marketing professionals to real estate agents, this coverage supports a broad range of industries.

Contract Requirement Compliance
Many clients require proof of E&O insurance. We make it easy to meet expectations and maintain trust.

Your reputation is your livelihood. E&O coverage ensures one misunderstanding or missed detail doesn’t put it all at risk.

FAQs

  • Is E&O insurance legally required in North Carolina?

    While not legally mandated, E&O is often required by clients, industry associations, or licensing boards.

  • How is E&O different from general liability?

    General liability covers bodily injury and property damage—E&O covers financial loss due to professional services.

  • Will my policy cover work done in other states?

    Many policies offer multi-state coverage. Let us know where you operate and we’ll customize accordingly.

  • What happens if the claim is false?

    Even frivolous claims are covered for defense costs—this is where E&O proves its value.

Protect Your Business with The CRIG