Car vs. Truck Insurance
The Catawba River Insurance Group • May 15, 2025
Driving a vehicle of any kind involves a certain level of risk, and different types of vehicles have different risks associated with them. Because the risks are different, the insurance for different types of vehicles is also different. Our team at The Catawba River Insurance Group has comprehensive knowledge of the various types of auto insurance, and we want to discuss some of those differences here. If you want to learn more about what sets truck insurance apart from regular car insurance , we encourage you to read on.
- Size – Most of the differences between car and truck insurance lie not in what types of situations are covered, but how the risks associated with operating that vehicle are calculated. One of the key differences between cars and trucks is their size. Trucks are bigger and heavier than cars, which means they can do more damage when they collide with other vehicles or obstacles. This in turn means the damage payouts for trucks tend to be higher, which drives up the policy’s cost.
- Safety Ratings – Another factor affecting car vs. truck insurance is the safety ratings for each kind of vehicle. Many trucks on the market today have high centers of gravity, making them more likely to invert during a collision. This factor and others impact how safe the vehicle is to drive, as well as the severity of the injuries or property damage a collision involving that vehicle will cause, which in turn affects the insurance policies available for that vehicle type.
If you’re looking for truck insurance , or any other vehicle insurance, don’t hesitate to contact our team to learn more!
The post Car vs. Truck Insurance first appeared on The Catawba River Insurance Group.
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