Cyber Liability Insurance for North Carolina Businesses

Cyber threats aren’t just a big-business problem. Whether you're in Hickory, Charlotte, Lenoir, or Blowing Rock, if your company stores data, uses email, or processes payments—you’re a target. At The Catawba River Insurance Group, we help North Carolina businesses stay protected with comprehensive cyber liability insurance, tailored to the digital risks of today.

Why Cyber Insurance Is Essential

Cyberattacks are rising fast—and small to midsize businesses are often hit hardest. From ransomware to email scams, one breach can cost tens of thousands in damages and downtime. Cyber liability coverage helps you recover quickly and avoid financial devastation.

  • Covers data breaches and ransomware attacks
  • Helps with legal fees, notifications, and credit monitoring
  • Provides business interruption support
  • Meets compliance requirements for many industries

Real Cyber Risks for Local Businesses

If your business uses the internet, you're at risk. Cyber liability insurance isn’t just for tech companies—it’s essential for:

  • Medical and dental practices storing patient data
  • Law firms and accountants handling sensitive information
  • Retailers and restaurants accepting credit cards
  • Contractors using remote work tools and cloud systems

Smart Cyber Liability Policies Across Hickory, Charlotte, Blowing Rock, and Beyond

Hickory • Charlotte • Lenoir • Blowing Rock • Mooresville • Statesville • Asheville • Boone • and beyond

Cyber Coverage Designed for Today’s Threat Landscape

A cyberattack can derail your operations and damage your reputation. Our coverage helps you respond swiftly—and recover stronger.

First-Party & Third-Party Protection
Get coverage for your own data losses and for claims made against your business due to a breach.

Breach Response & Recovery Support
We help you respond fast, notify stakeholders, and restore systems with minimal downtime.

Coverage for Ransomware & Extortion Events
Digital threats are evolving. We offer protection for modern risks like ransom demands and service disruptions.

Regulatory & Legal Cost Coverage
Minimize the financial impact of investigations, penalties, and lawsuits tied to cybersecurity events.

FAQs

  • Do I need cyber insurance if I use cloud-based services?

    Yes. You’re still responsible for your data—even when using third-party platforms.

  • Is cyber insurance required in North Carolina?

    It’s not legally required, but it is strongly recommended for all businesses handling customer data.

  • Will this cover ransomware attacks?

    Yes. Most policies cover cyber extortion demands, response costs, and recovery expenses.

  • Can cyber liability be bundled with other policies?

    Absolutely. You can bundle cyber with general liability, BOPs, or professional liability.

Protect Your Tech with The CRIG