Differences Between Personal and Commercial Auto Insurance
The Catawba River Insurance Group • April 15, 2025
Our team at The Catawba River Insurance Group has extensive experience in the insurance industry, and you can count on us to help you find the best insurance for your needs. Over the years, we have answered countless questions about the various types of insurance and the differences between them, and we want to shed light on one such distinction here. Keep reading to learn more about the differences between personal and commercial auto insurance.
- Vehicle Use – One difference between personal and commercial auto insurance has to do with the different ways personal and commercial vehicles are used. You use your personal car to do things like commute to and from work, to run errands, and to travel for leisure. A commercial vehicle, on the other hand, is generally used more heavily–driving longer distances, and being driven more frequently.
- Vehicle Types – Commercial auto insurance can also cover a wider variety of vehicle types than personal auto insurance. For example, commercial auto insurance can be used for standard cars, delivery vans, and heavy-duty trucks, to name just a few examples. If you use a vehicle as part of your business, we encourage you to give us a call to learn more about the commercial auto insurance options we can offer.
- Liability Coverage – Both personal and commercial auto insurance offer liability coverage, but the coverage included in commercial policies is generally broader, with higher coverage amounts. This helps make sure your business is protected in the event that one of your company vehicles gets into an accident which causes property damage or injury to someone else.
The post Differences Between Personal and Commercial Auto Insurance first appeared on The Catawba River Insurance Group.
Driving a vehicle of any kind involves a certain level of risk, and different types of vehicles have different risks associated with them. Because the risks are different, the insurance for different types of vehicles is also different. Our team at The Catawba River Insurance Group has comprehensive knowledge of the various types of auto […]
The post Car vs. Truck Insurance first appeared on The Catawba River Insurance Group.
If you are renting a home or apartment, you may not think insurance is necessary since your landlord is required to have insurance. However, it’s important to note that your landlord’s insurance only covers the dwelling, not your belongings or specific unit. If you want liability coverage in case you damage the property or someone […]
The post Is Renters Insurance Worth It? first appeared on The Catawba River Insurance Group.
Life insurance is an important thing to have, especially if you are the breadwinner in your family and you have dependents who need support if you pass away. It can offer your family some financial security in your absence and greater peace of mind during the grieving process. There are several types of life insurance […]
The post When to Choose Term Life Insurance first appeared on The Catawba River Insurance Group.