Inland Marine & Equipment Insurance in North Carolina

Protect your tools, machinery, and mobile gear wherever your business takes them. At Catawba River Insurance Group, we provide Inland Marine and Equipment coverage for contractors, service providers, and businesses that rely on equipment in the field—on job sites, in transit, and beyond.

What Inland Marine Insurance Covers

This policy isn’t about boats—it’s about insuring property that moves. Our Inland Marine coverage protects valuable items outside your physical business location.

  • Tools, equipment, and contractor gear in transit or at job sites
  • Mobile electronics and technology devices
  • Installation floater coverage for materials at construction sites
  • Equipment rented or leased for short-term use

Equipment Coverage for Every Trade

Whether you’re building homes, paving roads, or repairing HVAC units, your business runs on its equipment—and we’ll help protect it.

  • Excavators, backhoes, and skid steers
  • Power tools and specialty machinery
  • Generators, compressors, and welders
  • Landscaping and tree removal equipment

We insure equipment and mobile property for businesses across Hickory, Charlotte, Lenoir, Blowing Rock, and throughout North and South Carolina.

Hickory • Charlotte • Lenoir • Blowing Rock • Mooresville • Statesville • Asheville • Boone • and beyond

Why Businesses Trust Our Equipment Coverage

You’ve invested in your tools—our job is to keep them covered, wherever they are.

Job-Site Protection
Coverage for tools and gear left on-site overnight.

Transit Coverage
Insure your equipment while it's on the move to your next job.

Leased Equipment Options
Short- and long-term rental coverage available.

Fast Claims Resolution
Get back to work quickly with responsive local support.

FAQs

  • Is Inland Marine Insurance only for large equipment?

    Not at all—it covers small tools, electronics, and other portable business property too.

  • Does it replace coverage included in a BOP?

    It supplements a BOP by covering items beyond your business location or fixed property.

  • Can I cover rented or leased equipment?

    Yes, we offer options specifically for temporary or leased gear.

  • How are claims handled?

    Quickly and locally—with responsive adjusters and experienced commercial claims support.