Affordable Renters Insurance for Your Home Away From Home

You might not own the walls—but your belongings, your peace of mind, and your personal security deserve protection. At The Catawba River Insurance Group, we help renters across Hickory, Charlotte, Lenoir, Blowing Rock, and beyond secure simple, affordable insurance policies that cover what matters most. Whether you're renting an apartment, townhome, or single-family house, we make getting coverage easy—and budget-friendly.

Get a Renters Insurance Quote

What Does Renters Insurance Cover?

Renters insurance is one of the most cost-effective ways to protect yourself from unexpected events—and landlords' policies won't cover your personal property. Here’s what a smart renters policy from CRIG can include:

  • Protection for furniture, electronics, clothing, and valuables
  • Liability coverage if someone is injured in your rental
  • Medical payments to others for minor injuries
  • Temporary housing if your rental becomes unlivable due to a covered event

Why Every Renter Needs Insurance

Too often, renters assume insurance is unnecessary—or think it’s automatically included in their lease. In reality, replacing your belongings after a fire, theft, or accident could cost thousands out of pocket. Renters insurance offers a financial safety net for just a few dollars a month.

  • Coverage for theft, vandalism, and fire damage
  • Protection against personal liability claims
  • Low deductibles and flexible premium options
  • Peace of mind when the unexpected happens

Protect Your Belongings Across Hickory, Charlotte, Lenoir, and Beyond

Hickory • Charlotte • Lenoir • Blowing Rock • Mooresville • Statesville • Asheville • Boone • and beyond

Homeowners Coverage Extras We Recommend

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Valuable Items Protection
 Extra coverage for jewelry, electronics, and high-value items.

Water Backup Coverage
 Protection for damage from sewer or drain backups.

Identity Theft Coverage
 Safeguard your personal and financial information.

Pet Liability Coverage
 Cover damages caused by your furry family members.

At The CRIG, we make sure your renters insurance fits your life—and your budget—with personal service and real options from 25+ leading carriers.

FAQs

  • Is renters insurance required by my landlord?

    It depends—but even when it’s not required, it’s highly recommended. Landlords typically only insure the building, not your personal belongings.

  • How much renters insurance do I need?

    Enough to cover the replacement cost of your belongings—and to protect yourself with adequate liability coverage. We'll help you calculate the right amount.

  • Does renters insurance cover roommates?

    Policies usually cover only the named insured. Each roommate should carry their own policy unless otherwise stated.

  • Can I bundle renters insurance with auto insurance?

    Yes! Bundling renters and auto insurance can save you money—and streamline your protection.

Ready to Cover What Matters?