As winter approaches, it's natural to feel concerned about keeping your home safe and warm. But don't worry! Taking a few proactive steps now can save you from stress and costly insurance claims later.

Clear and Check Solar Panels

 

Activate winter modes and regularly clear snow after storms to maintain maximum efficiency.

Seal Gaps Around Windows and Doors

 

This classic tip helps retain heat and reduce energy bills. A quick job that pays off big!

Boost Indoor Air Quality

 

Using HEPA filters for viruses and particles, or MERV 13+ for dust and allergens, can improve air quality in your HVAC systems or portable units.

Document Your Home Digitally

 

Create a smartphone video walkthrough of your home and valuables to streamline potential insurance claims.

Update Smart Thermostat Settings

 

New models adjust automatically to reduce energy waste. Set it between 68°F and 70°F while home for comfort and savings.

Insulate Exposed Pipes

 

Prevent freezing and bursting – especially in basements or exterior walls – with proper insulation.

Clean Out Gutters

 

Clear leaves and debris to prevent ice dams and water backup before heavy snow arrives.

Schedule a Heating System Checkup

 

Annual inspections can help you avoid surprise breakdowns during cold snaps.

Even tackling just a few of these steps can make a significant difference in protecting your home this winter. Stay proactive, and remember, it's never too late to get started. If you're unsure about your homeowners insurance coverage during winter weather events, feel free to review your policy with us. We're here to help!